What To Do When You Don’t Have An Emergency Fund?
Emergencies: it can happen to any of us. When money gets tight and we face unexpected scenarios, it is the only time we realize how important emergency funds are. However, that would be too late. Fortunately, there are several ways to get fast access to emergency cash these days. Here are some of the things you can consider as emergency fund alternatives:
- Pawn your valuables. If you have jewelry lying around, then pawn it for cash. You can fund your entire emergency expense through this method depending on the equity value of your jewelry.
- Use your credit card. Although credit card use is highly disregarded, credit cards can be very helpful during emergencies when you have nothing else to turn to. With just one swipe of the card, your emergency expense would quickly be covered. Note: Just make sure that you have an upcoming cash to pay your credit. Otherwise, you can end up paying expensive interest rates.
- Apply for car title loans. If you have a car you can use as collateral for a loan, then resort to car title loans. Learn more about it below.
Choose Richmond Car Title Loans From Car Title Loans Canada
Although most of us really want to prevent resorting to financial solutions during emergency situations, there are times when these solutions are our only resort especially when we don’t have an emergency fund.
When it comes to emergencies, you can lean on Richmond car title loans from Car Title Loans Canada for instant cash. Here are some reasons why choosing Richmond car title loans is a good idea:
- No credit check. Car Title Loans Canada offers Richmond car title loans to anyone regardless of credit rating. Whether you have a good credit or not, you can avail of this loan as long as you can provide a car as security for the loan.
- Keep your car. Even though the car title loan is dependent on your car’s equity, you won’t be asked to submit your vehicle during your loan with us. What we will ask from you is just temporary possession of your car title.
- Cash under 1 hour. After submitting your online application and getting assessed within 24 hours, you will be called to go to the nearest office to get your cash in as short as 1 hour.
- No early prepayment penalties. Upon having the means to pay, you can pay your loan anytime without suffering any prepayment penalty fees.
What are you waiting for? Choose Richmond car title loans for emergency funding. Contact us at 1-855-653-5451 to know how much money you can borrow using your car’s equity.