How It Works
Car Title Loans Canada work with licensed vendors that will loan money based on the value of your vehicle, otherwise known as “auto title loans or car title loans.”
Our licensed vendors have programs that provide you with quick access to cash based on the value of your paid off Car, Truck, Van, or SUV, NOT your credit score! Your vehicle is your credit. You get to keep the vehicle during the loan and you can pay back your loan anytime with no penalties.
Step 1 – Call Us or Apply Online & Get Approved
We continued to lend out money to people all over Canada since 2004 with. All you need to do is just give us a quick call or fill the online application. Once you have completed the online application, a representative will contact you shortly within 24 hours. You can get a quick cash loan as soon as the next business day!
Step 2 – Easy Paperwork
Documentation is supplied to us by you. Nothing hard. Simple things like a copy of your Drivers License. The list is short and you can complete this part in a under an hour. Just fax us what we need and we will do the rest!
Step 3 – Get Money
When you arrive at our convenient location you will be greeted by a professional auto title loan processor. They will be ready and waiting to assist you in finalizing the loan. The sales staff will take a look at your vehicle, explain your loan documents, and hand you your cash. It takes about 15 minutes and you are on your way. Its just that easy.
Step 4 – Keep Your Car
Once all of the paper work has been completed and you have the cash in hand, your done. Just go back to your car, truck, van, SUV and drive away, it’s that easy.
The fees consist of an Auto Check (to check for accidents and vehicle origin), Lien Search (to make sure the vehicle is free and clear of all liens), and a Vehicle Inspection / Evaluation.
Loan Source & Renewal Policy:
Car Title Loans Canada locates finance companies that provides two-five year term loans with the lowest annual interest rate. There are no prepayment fees for early repayment of the loan.
Implication of late payment or non payment:
In the event of a late or partial payment, interest fees will be charged on a daily basis on the outstanding amount. Failure to pay will result in legal action, as per Personal Property Securities Act (PPSA) British Columbia, Alberta, Saskatchewan, Nova Scotia, New Brunswick, Prince Edward Island, Newfoundland & Labrador and Ontario.